Congratulations on securing your visa! You've crossed a significant challenge, and now the excitement of moving to the U.S. begins. But don't be fooled – there’s still plenty to prepare for to ensure a smooth transition. We've got you covered from double-checking your visa details to setting up your bank accounts.
This article will walk you through each essential step and the right mindset for this next adventure.
Double-Check Your Visa and Passport Details
Before anything else, take a moment to verify that every piece of information on your visa and passport is correct. Even small errors, like a misspelled name, can lead to major delays or even complications when you’re entering the U.S. Start by reviewing your visa expiration date, which determines when you must enter the U.S. Most student and work visas last around six months, so make sure you don’t miss that window. Also, confirm your personal information matches up – check that your name, date of birth, and passport number are all accurate.
In addition to these details, look at the visa type and any annotations it may have. This tells the border officers about the purpose of your stay, whether it’s to study, work, or visit. F-1, for instance, is a student visa, while H-1B is for specialized work. Confirm that the annotation aligns with why you’re entering the U.S. and keep a copy of everything. Making photocopies or taking photos of each page can be a lifesaver if you lose your passport.
Also Check: What to Do When Your U.S. Visa Is Rejected
Pay Your USCIS Immigrant Fee Before Arrival
Since 2013, the U.S. Citizenship and Immigration Services (USCIS) has required new immigrants to pay a one-time immigrant fee of $220 before arriving. This covers the cost of processing your permanent resident card, which allows you to live and work legally in the country. Without paying this fee, your green card application won’t be processed, which can hold up your residency status. You can make this payment online through the USCIS website, and it’s wise to keep a copy of your payment confirmation.
This fee doesn’t apply to everyone, though. If you’re entering on a K-visa (for fiancés or fiancées of U.S. citizens), holding a Diversity Visa, or adopting a child under certain visa categories, you’re exempt. Don’t skip this step if you’re required to pay, as it’s a crucial part of entering the U.S. with all your documents in order.
Did you know that USCIS collects more than $300 million annually from immigrant fees? That’s a lot of green cards processed!
Pack Your Documents Carefully
When preparing for your journey, you may receive a sealed packet with your passport and visa. Do not open this packet – it’s for the immigration officers’ eyes only and contains sensitive documents about your entry and residency. If your visa processing was paperless, you may not get a packet, but it’s essential to understand that either way, your passport and visa should remain easily accessible throughout your travel.
Consider creating a designated “travel folder” with all your essential documents in one place. This can include copies of your visa, and passport, confirmation of payment for the USCIS fee, and any other necessary paperwork. Taking photos of these documents on your phone as a backup can be helpful in case your documents are lost or damaged.
See also: Managing University Applications and Embassy Appointment Schedules
Prepare for Customs and Border Protection (CBP)
Your first stop in the U.S. will be with Customs and Border Protection (CBP). Here, the officers will inspect your documents to officially admit you into the country. You’ll receive an “Alien Number,” which is your unique identification number as an immigrant. This will become important for accessing immigration services later, like applying for an SSN or managing your status updates.
The CBP officer may also stamp your passport with a temporary work and travel endorsement, which allows you to start working and moving freely in the U.S. until you receive your official green card. It’s a good idea to ask the officer any questions regarding your permitted stay duration or the conditions of your visa type while you’re at the counter.
CBP officers process more than 38 million people annually across the country’s entry points.
Access Your I-94 Arrival Record Online
One of the most essential documents after you arrive is your I-94 record, which shows your legal entry into the U.S. and confirms how long you’re allowed to stay. In the past, CBP officers stamped this directly in your passport, but it’s now digital. You can access your I-94 online at the CBP website (i94.cbp.dhs.gov) using your passport details. It’s essential to check your arrival record to ensure your entry date and authorized stay duration are correct.
This document will be required if you need to verify your legal stay status, such as applying for an SSN, setting up a bank account, or renting an apartment. Keep a digital copy or printout, as it will simplify many processes later on.
You can check: What is the Best Visa for You in the USA?
Apply for a Social Security Number (SSN)
A Social Security Number (SSN) is a crucial step for anyone planning to live and work in the U.S. It’s used for everything from employment records to opening bank accounts, renting homes, and establishing credit. You can apply in person at a local Social Security Administration office but be prepared to wait about ten days after arriving in the U.S., as it takes some time for the immigration system to update your entry status.
While the typical processing time for an SSN is around two weeks, some cases may take longer, so apply as soon as possible. If you’re on a student visa (F-1) and are only eligible for on-campus jobs, you’ll still need an SSN to get paid. Remember, the SSN is critical to establishing your financial presence in the U.S., so make this a priority.
Every year, the Social Security Administration issues around 5.7 million new SSNs!
Set Up Bank Accounts and Financial Basics
In the U.S., having a local bank account is practically essential. Most people set up a checking account for daily transactions and a savings account for emergencies. Major banks such as Chase, Bank of America, and Wells Fargo are accessible nationwide and provide accounts that cater to newcomers. Some banks offer special accounts for recent immigrants or students with low fees and no credit score requirements.
If you’re looking to save on fees, explore credit unions or online banks, which often have lower fees and better interest rates. When opening an account, take your passport, visa, and SSN (if you have one). Many banks require an SSN, but some accept other forms of ID or will allow you to open an account without one temporarily.
Look out for promotional offers – banks sometimes offer bonuses (like $100–$500) for opening a new account.
Find a Place to Live
Once you’ve arrived, finding a stable living situation is essential. If you haven’t secured housing yet, start your search right away. Major housing sites like Zillow, Apartments.com, and Craigslist are helpful, but exercise caution with listings on platforms like Craigslist to avoid scams. Housing requirements vary by city, so check the standards in your area.
Rental costs fluctuate across the U.S. – for example, a one-bedroom apartment in a city like New York could cost you upwards of $2,000 a month, whereas you might find something under $1,000 in smaller towns. Many landlords run credit checks, which can be tricky if you don’t yet have a U.S. credit score. Be upfront with landlords about your status, as some are willing to work around it if you offer references or a larger security deposit.
The average monthly rent in the U.S. for a one-bedroom apartment is around $1,200, but this can vary by up to 80% between cities like New York and Oklahoma City.
Set Up Phone, Internet, and Transportation
Having a U.S. phone number and access to the internet will simplify your daily life immensely. Major carriers like Verizon, AT&T, and T-Mobile offer a variety of plans, from prepaid options to family bundles that can save you money. A prepaid plan can be an affordable choice if you're on a budget, starting at around $15 per month.
For getting around, most large cities have solid public transportation systems. However, if you’re in a suburban or rural area, you may need to consider buying a car. If you plan to drive, research what’s needed to obtain a driver’s license in your state – most require a written test and a road test. Check with the Department of Motor Vehicles (DMV) in your area for specific requirements.
The U.S. is highly car-dependent, with over 276 million registered vehicles as of recent years!
Establish Credit
Building credit is essential for financial independence in the U.S. Without a U.S. credit history, you’ll likely face challenges securing loans, renting apartments, or even getting some jobs. Start with a secured credit card or consider options from banks like Capital One that cater to newcomers with no credit history.
Making small purchases and paying off your balance in full every month can help you build credit quickly and responsibly. Over time, this will help you qualify for regular credit cards and loans. Having a solid credit score (ideally above 700) will open doors to financial benefits, so make credit building a gradual but continuous goal.
The average credit score in the U.S. is around 711, and most people aim for a score of 750 or higher.
Check: What Documents Do You Need For US Visa Processing?
FAQs
Q1: What should I do first after getting my U.S. visa?
A1: The first step is to carefully review all the details on your visa and passport to ensure accuracy. Then, pay the USCIS immigrant fee (if it applies to you) and start gathering essential documents, such as your I-20 (for students), passport, and visa. These are crucial for when you enter the U.S.
Q2: What is the USCIS Immigrant Fee, and do I have to pay it?
A2: The USCIS immigrant fee is a one-time $220 fee for most new U.S. immigrants, covering the cost of processing your green card. It’s generally required if you’re moving to the U.S. permanently, but student visa holders (like F-1 visa holders) don’t need to pay this fee. Check your visa type for details on payment requirements.
Q3: What is the I-94 form, and why is it important?
A3: The I-94 form is a record of your arrival in the U.S. that shows the terms of your stay, including your authorized duration. You can access your I-94 online at the CBP website after you enter the U.S. Having an I-94 printout is often required when applying for an SSN, opening a bank account, or proving your legal status.
Q4: How soon should I apply for a Social Security Number (SSN) after arriving?
A4: You should apply for an SSN as soon as possible, typically within the first two weeks of your arrival. Wait about 10 days after entering to give the immigration system time to update your status. An SSN is essential for employment, banking, and accessing various services in the U.S.
Q5: How can I open a bank account in the U.S. as an international student or recent immigrant?
A5: Opening a U.S. bank account is straightforward. You’ll need your passport, visa, and ideally an SSN (though some banks may allow you to open an account without one). Major banks like Chase, Bank of America, and Wells Fargo have branches nationwide, and some banks have specific accounts tailored for students or newcomers.
Q6: Do I need health insurance immediately after arriving in the U.S.?
A6: Yes, it’s highly recommended to have health insurance from day one. U.S. healthcare can be costly, so having insurance helps you avoid unexpected medical expenses. Some universities offer health insurance plans for students, or you can explore private options. Look into this before you arrive so you're covered right away.
Q7: What types of housing should I consider as a newcomer to the U.S.?
A7: Many international students opt for on-campus housing initially, as it simplifies the transition and provides a built-in community. If you’re considering off-campus housing, websites like Zillow, Apartments.com, and local housing groups can help. Be cautious of rental scams, especially on open platforms like Craigslist.
Q8: How do I get a U.S. driver’s license, and is it necessary?
A8: Whether you need a U.S. driver’s license depends on where you’ll be living. In cities with good public transportation, like New York or Chicago, you may not need one right away. However, in more car-dependent areas, a license is essential. To get one, visit your state’s Department of Motor Vehicles (DMV) to check the requirements, which usually include a written and road test.